High-resolution
clarity for your finances.
Tracken turns thousands of transactions across every account into a single, navigable view — structured, searchable, and explainable. Accurate analysis with AI where it helps; you stay in control.
Every category. Every month. One view.
The Overview puts twelve months of every category side by side. Switch to Heatmap to see variance at a glance, or Trend mode to see the direction each line is moving.
Analysis that explains, not decides.
Every dashboard ships with an Analysis paragraph that connects what changed, why, and which transactions drove it. Generated from your real data — every figure links back to the row it came from.
- Narrative summaryOne paragraph per period explaining the headline numbers in plain language.
- Specific driversNames the merchants and amounts behind each shift, not just the categories.
- Like-for-like comparisonAlways relative to the previous month, quarter or year — never floating in isolation.
- Backed by source rowsEvery figure is clickable; you land on the exact transactions that produced it.
Rules, categories and filters — all auditable.
Sensible defaults cover most transactions. Refine the rest with rules you can read at a glance.
Drop your CSV. Done.
Every Estonian bank gives you a CSV export — Swedbank, SEB, LHV, Luminor. Drop it in and you're set. No bank login, no API integration, no third-party data sharing. Tracken normalises the descriptions, deduplicates overlaps, and keeps a full audit trail of every file you upload.
Find any transaction. Across every account.
Search by merchant, filter by year, month, account or category. The whole table is composable — and queries can be saved as views.
“You can only improve what you can measure.”
Hands-on, or hands-off.
Same data, same dashboards, same banks. The difference is who does the categorising — you, or our AI.
- You categorise — we keep it organised
- Up to 1,000 transactions / month
- 3 accounts
- Rule engine (10 rules)
- Monthly and yearly reports
- CSV import for major Estonian banks
- AI auto-categorises 99%+ of transactions
- Natural-language search across every year
- Smart CSV parser — auto-detects columns and date formats
- Anomaly detection and rule suggestions
- Unlimited transactions, accounts and rules
- Advanced filters and saved views
- Everything in Individual
- 5 members · one shared space
- Per-member private vaults
- Budget goals per person
- Priority statement support